Beauty is in the eye of the beholder, or so the saying goes. Believe it or not, wealth is equally subjective. One of my big revelations in working with indiv...

The Stone Age ended because of two soft metals. Both were softer than the hardest stone. But together, the two metals produced something that was tougher tha...

In my last article, I made the case for why I believe now is the golden era of homeownership. I want to expand on – and sum up – my reasoning for labeling it...

My generation is lucky. When it comes to purchasing one of the biggest assets on most households’ balance sheets, we have a huge advantage. Prior generations...

There is one burning question I repeatedly hear from those who are nearing retirement. It’s a simple question, and fortunately there is usually a simple answ...

This time of year is focused on giving thanks and counting our blessings. In this country, especially, it seems appropriate to reflect every now and again on...

Investing for retirement is like mountain climbing and flying airplanes. Surprisingly, the riskiest part of the journey isn’t the climb. It’s the descent. Au...

Some people hate debt. They hate it with a passion. They don’t like it hanging over their head or weighing them down. They can’t wait to be debt-free. Many t...

IRAs are one of the most popular retirement savings vehicles in the United States. Used correctly, to save for future retirement expenses, IRAs are fairly bo...

Do me a quick favor and re-read the title of this article. Can you finish the popular saying? I am guessing you probably can, but if not let me give you a hi...

Call me a skeptic. I came across a statement the other day in an article about financial literacy. It’s a statement I have stumbled upon before. The author o...

The inspiration for these columns comes from a number of places. It may be a question from a client, a piece of research I read, or a discussion with another...

In a relationship, usually one person takes the lead. It could be on the dance floor, in the kitchen, or in social situations. Taking the lead is particularl...

We all have a dream. It’s why entrepreneurs fail. It’s why marriages end in divorce. It’s why retirees go back to work. We all have a dream. And the dream i...

If I had just one wish for my kids, it would undoubtedly be for good health. Beyond that, I have several other wishes that are difficult to say which is more...

It happened again. I found myself in a group of people, listening to an individual caution the others on the dismal state of Social Security. In my mind, I k...

Picture your transition to retirement. Most people probably envision an orderly shift from work to leisure. From alarm clocks and punch-in clocks to morning ...

Sometimes luck is better than skill. That is truer for investing than many aspects of life. In sports and academics, for instance, luck may play a role, but ...

People often meet with me to discuss money topics. How to invest their hard-saved dollars. How to eliminate debt. How to plan for retirement. How to handle S...

Perhaps you have heard your grandfather or an uncle talk about the pension they receive from their former employer. Every month they gleefully open their mai...